Instructions for Applying for an SBA PPP Loan
Because you need to choose the correct application form and submit the required supporting documents as outlined, it is critical you read the following instructions before beginning your application.

Please Read Carefully Before Proceeding
  • You must be a client of our bank.
  • Select the correct application based on your situation. There are different application forms for first draw PPP borrowers and second draw PPP borrowers, as well as first and second draw application forms for borrowers who are Schedule C filers using gross income.
  • Review the latest Supporting Documents Checklist which lists the required documents you will need to submit with your application based on the application type you submit for your business.
  • If you have questions on which application is appropriate for your situation, please contact your CPA or Business Advisor.
IMPORTANT: READ BEFORE YOU BEGIN
We will not accept handwritten, scanned-in, or photographed application documents. If you’re unable to submit a typed application, please email us at SBA-PPP@bokf.com.

You must electronically complete, electronically sign, and electronically save your application documents. This is required for submission to the SBA for approval. Follow the instructions below to ensure you complete your application documents correctly.
Ready to get started? Read carefully.
Preparation and Process

  1. Be prepared to complete your documents on a desktop or laptop computer. Electronic signatures may not work on mobile devices.
  2. Common PPP Application Errors: Click here for tips to help you avoid common problems that can result in a delay of your application.
  3. Below are links to the documents required for your application. Follow the instructions for downloading and saving your documents. This step must be completed prior to typing your information and electronically signing your documents. Opening your documents in Chrome or another web browser will NOT allow you to electronically sign.
  4. Electronically complete and save your documents using the instructions below.
  5. Submit your documents to us using the Apply Now button below. Note: Be sure to review the login tips if you need help.
  6. After submitting your application and supporting documents, we will process your application and provide you with a status update. This may take several days.
  7. If approved by the SBA, a loan closing will be arranged and funding will follow.
Completing Your Documents

You MUST type your information and sign your documents electronically, which requires saving them to your computer. Follow these instructions to download and save your documents:

  1. If you don't have it, click here to download and install Adobe Acrobat Reader DC (free). This program is required to sign your documents electronically.
  2. Click the link below for the first document you want to complete.
  3. If the document opens in Chrome or another web browser on your computer, look near the top right for icons or text that will allow you to save the document to your computer. The icon may be an arrow pointing down, or a "save" icon, or you may see text that says "Download Adobe PDF." Any of these options will allow you to save the document to your computer.
  4. Click the icon or text to download and save. You may be prompted to "save as," where you can choose the location, or the document may automatically go into your Downloads folder.
  5. Do not open the downloaded document by clicking the file in your web browser. This will most likely open the document in the web browser again. Instead, continue to the next step.
  6. Locate the document on your computer by accessing your computer's Downloads folder OR the place where you specified the document to be saved, if applicable. Searching for PPP on your computer can also help you locate the document.
  7. Open the document using Adobe Acrobat. It may be helpful to right-click the document file and choose "Open With" and then choose "Adobe Acrobat" or "Adobe Reader DC."
  8. Type your information into the document and complete any required electronic signatures. You may need to create a new Digital ID if you have never created one, or if you do not know the PIN for a previous Digital ID. If you forgot your ID, you can create a new one by going to Adobe > Edit > Preferences > Signatures and Identities & Trusted Certificates. There is no way to recover your existing ID Pin. You may also use the "Fill and sign" function under Tools in Adobe Reader.
  9. Save the document and move on to the next document you need to complete.
  10. Complete all your documents prior to clicking Apply Now.
Below are the documents you will need to download, complete, sign, and save before you can submit your application.

Choose the PPP application that's appropriate for your situation.

Ready to submit your application?
Helpful Login Tips

  • If you’ve never set up a username or password for a PPP application with our bank, you will need to click on Sign up, which is located under the Log In button. Please do not use your online banking credentials.
  • If you’re having difficulty logging in, there’s a possibility you already have a login set up from previous PPP applications with our bank. You can click on Need Help Signing In to reset your login password.
For more information on PPP guidance, visit www.sba.gov.
This web page does not constitute your Paycheck Protection Program (PPP) application. We cannot guarantee that BOK Financial will ultimately be able to accept your Paycheck Protection Program (PPP) application, that your PPP application will be successful or that funding will be available to you from the PPP whether due to lack of funds in the PPP, the volume of PPP applications received by BOK Financial or the SBA, or otherwise.
©2021 Services provided by BOKF, NA. Member FDIC.    Equal Housing Lender. BOKF, NA is the banking subsidiary of BOK Financial Corporation.